Loan Information

Are you a first time homebuyer but have bad credit or past bankruptcy? If so, Sageview Capital Resources is the right choice in getting your first time homeowner mortgage approved! Through our network of lenders throughout North America, we can help you find a mortgage that best suits you, even if you need a 100% no money down mortgage loan.

Buying a home for the first time is normally a stressful process. However, Sageview Capital Resources will be with you every step of the way. First time homebuyers can get their loans approved with no down payments and terms ranging from 10 to 30 years. Everyone deserves the American Dream of home ownership. We help you obtain it without a hassle!

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Personal Loan
When you need to borrow money for things other than vehicles, mortgages, and outright home purchases - what you are looking for are personal loans. Personal loans are offered by many different companies and are given for just about any reason like debt consolidation. Almost every company that will lend you money for a person loan is likely to require a higher interest rate because of the fact that there is no viable asset attached to the loan. Companies like americaone.com will offer you personal loans that are unsecured when you take an online tour of their website.

Home Purchase Loans
Today's homeowner has more financing options than have ever been available before. From traditional mortgages to refinancing and home equity loans, there are financing packages designed to meet the needs of virtually anyone. When selecting the right loan for yourself, you must take into account your current financial situation and what you expect your financial situation will be in the future. There are other factors that will need to be included in making this decision such as how may points you wish to pay and whether you wish to be tied into a set interest rate for the term of the loan or are willing to take a gamble and get an adjustable mortgage.

Second Mortgage Loan
Second mortgage loans are different from first time homeowner loans since they are normally paid back in less time (15 years or less), have a higher interest, and can be many different loan solutions. With second home loans you can consolidate personal debts, borrow to pay off education loans, and things such as home improvements. Second mortgage loans are normally offered at a fixed loan amount on a repayment schedule - they are popular because once someone owns a home they use the increase in their homes value to their advantage needing cash flow or the use of the equity amount in their home to consolidate bills. Make sure you are careful with these loans in that if you say you will pay the loan back in one or two years you do not want to borrow an amount that you cannot repay in that timeframe. Be reasonable and be able to forecast your budget to your individual credit needs.

Business Loans
Business loans can be defined as monies financed for a specified amount of time at a specific interest rate to a specific person or people that operate a business or plan to operate a business. This definition is very broad, but so are the various types of loans available to business people. Deciding on which type of business loan that you and your company will benefit from the most is very important. Often times, a start-up business or someone that has never owned/operated a business will find themselves more or less applying for a “personal” loan. This can be a very risky endeavor, mixing business loans with personal loans.

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Who Can Apply?

Our Sageview Capital Resources  team of specialists look at your unique situation and determine which loan will provide you with the maximum amount of money at the lowest possible interest rate that your income will allow. The following list is a general guideline of who can apply and get approved.

  • Can show employment or income
  • No credit history
  • Previous bankruptcy
  • Bankrupt and not yet discharged
  • Previous repossession
  • No co-signer required

What You Need

  • You must be over the age of 18
  • You are working or have a gross income of $1,500 or more per month

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In some circumstances, we can get you approved outside of these guidelines. If you are not sure whether you will qualify, please submit an application and one of our consultants will contact you to discuss your situation.
 




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