Personal Loans

This loan helps you achieve your goals now - take a vacation, buy furniture, make an investment - and know your loan will be paid off within a set period of time.

When you have a specific purpose in mind, Sageview Capital Resources Personal Loan can provide the funds to make it happen. You have the flexibility to choose either fixed or variable interest rates, the frequency of your payments, and the term over which you'd like to repay the loan.

Sageview Capital Resources Personal Loan could be for you if any of the following apply:

  • You want to renovate or purchase a big-ticket item for your home
  • You find it easier to budget with a specific monthly payment amount
  • You want a lower rate by securing your loan against the equity in your home or other assets
  • You want to establish your credit rating

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Key benefits:
Saves you money
  • Pay off all or part of the loan at any time without penalty
  • Cut interest costs by making more frequent payments
  • Securing your loan may lower your interest rate, and may give you access to more money
Convenient
  • A fully automated process speeds approvals
  • An Electronic Funds Transfer (EFT) can automatically make scheduled payments from your CIBC account, at no charge
  • You can also make payments in person at any Sageview Capital Resources  branch
Flexible
  • Fixed or variable interest rate
  • Weekly, bi-weekly, semi-monthly or monthly payments to coincide with your pay period
  • Borrow a minimum of $20,000

Useful information:
There are no costs to apply.
Variable Rate Loans are based on Sageview Capital Resources Prime* lending rate.

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Who Can Apply?

Our Sageview Capital Resources  team of specialists look at your unique situation and determine which loan will provide you with the maximum amount of money at the lowest possible interest rate that your income will allow. The following list is a general guideline of who can apply and get approved.

  • Can show employment or income
  • No credit history
  • Previous bankruptcy
  • Bankrupt and not yet discharged
  • Previous repossession
  • No co-signer required

What You Need

  • You must be over the age of 18
  • You are working or have a gross income of $1,500 or more per month

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In some circumstances, we can get you approved outside of these guidelines. If you are not sure whether you will qualify, please submit an application and one of our consultants will contact you to discuss your situation.
 




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